If you are one of the customers of Access Bank PLC but have not activated access bank USSD Codes on your mobile device, YOU ARE MISSING OUT!
You don’t even need an internet connection to use *901# in making transfers, paying bills, and even checking your account balance.
I don’t know if you can be luckier, I’m only sure that this article will help you explore all Access Bank USSD codes, the benefits of using them and to activate them on your cell phone. To begin, this article will cover the following subheadings.
- What Are Access Bank USSD Codes?
- Breakdown Of Access Bank USSD Codes and Functions
- Benefits of Using Access Bank USSD Codes
- How much does it cost to use Access Bank USSD codes?
- How to Register for Access Bank USSD Codes
- What is the maximum amount I can transfer using Access Bank USSD codes?
- Can I buy airtime for other networks using Access Bank USSD codes?
- What steps should I take if I forget my Access Bank USSD code PIN?
- How to Open Access Bank Account Via Ussd Code
- How to get a loan from Access Bank Via Ussd Code.
What Are Access Bank USSD Codes?
Access Bank USSD codes are a series of shortcodes that customers can use to access some of their banking services. These codes are accessible through a customer’s mobile phone and do not require internet access.
The codes are easy to use and allow customers to perform a range of banking activities such as transferring funds, paying bills, and checking their account balances.
Breakdown Of Access Bank USSD Codes and Functions
As stated in the preceding, Access Bank has a range of USSD codes that customers can use to access various banking services. Here is a list of some of the codes and their functions:
*901#: The primary USSD code for Access Bank.
It is like the bedrock of all other access USSD codes, it allows customers to perform a wide range of banking activities.
When a customer dials the code, it responds with other prompts that can be used to open a new account, transfer funds, pay bills, and check their account balance.
*901*0#: When a customer wants to come on board, this is the code that helps customers to register for Access Bank USSD banking.
It is the first code that new customers need to dial to begin the registration process.
*901*5#: If a user wants to buy airtime, This is the code they need to dial to make the purchase.
*901*2#: Moving funds can never be more seamless, this code allows customers to transfer funds from their Access Bank account to another Access Bank account or other banks.
*901*3#: When a user wants to pay her bills, *901*3# is the code that does the magic, allowing customers to cater for their bills which may include electricity bills, cable TV bills, and internet bills.
*901*4#: This code allows customers to check their account balance.
Benefits of Using Access Bank USSD Codes
Using Access Bank USSD codes has several benefits for customers. We bring you the list of some key benefits below
It is Convenience to Use
Access Bank USSD code is one such code that customers can access from the comfort of their homes or offices. They do not have to visit a bank branch or an ATM to perform banking activities.
It’s that simple.
It is Always Available
One of the bankable facts about Access Bank USSD codes is they are available round the clock, which means customers can make use of these codes to access banking services at any time of the clock.
It is Time-Saving
Time is Money they say and maybe that’s still a fact, Access Bank USSD codes make it more believable by being fast and easy to use, which saves customers time. Customers do not have to wait in long queues or fill out complicated forms to access these codes.
It is Secure
One of the needs of bank customers is to have a nice and secure platform to transact and Access Bank USSD codes are just a dream come to pass. This means that customers’ banking information is protected from fraudsters and cybercriminals.
How to Register for Access Bank USSD Codes
To register for Access Bank USSD codes, customers need to follow these steps:
- Step 1: Dial *901*0# on their mobile phones
- Step 2: Follow the prompts to enter their details, including their name and date of birth.
- Step 3: Choose a 4-digit PIN that they will use to access their account.
- Step 4: Confirm their PIN and complete the registration process.
How Much Does it Cost to Use Access Bank USSD Codes?
Access Bank on its own does not charge customers to use its USSD codes. However, customers may be charged by their mobile network provider for using the service. The cost may vary from one network to another network.
What is the Maximum Amount I Can Transfer using Access Bank USSD Codes?
For the sake of accountability, The maximum amount customers can transfer using Access Bank USSD codes is N200,000 per day. Customers who wish to make more transfers should visit any physical branch of Access Bank.
Can I buy airtime for other networks using Access Bank USSD codes?
Nigerians make many calls and should wonder if Access Codes can be used to purchase some Assured, customers can buy airtime for other networks using Access Bank USSD codes.
However, there may be a limit to the amount they can purchase depending on the customer’s bank account type.
What Steps Should I Take if I Forget My Access Bank USSD Code PIN?
Though it is not encouraging to be forgetting such a pin, in worst cases If a customer forgets their USSD code PIN, they can reset it by dialing *901# and selecting the ‘Forgot PIN’ option.
They will be prompted to enter their account number, date of birth, and other personal details to reset their PIN. Sometimes, a customer may want more services when banking, you may choose to activate a mobile bank app.
Hence let’s show you how to do that using the next subheading.
How do I Activate My Access Mobile Banking?
- Go to Android PlayStore or iOS Store.
- Install the “AccessMore” app.
- Click on ‘Sign up’ to register.
- Choose a custom User ID and Password.
- Create a PIN with your card or OTP (One time password) sent to the mobile number or reach out to Access Bank PLC’s Contact Center(01-2702005) to help with setting up an E-PIN/token.
How to Open Access Bank Account Via USSD Code
Opening an Access Bank Account is very simple, see the few steps to do that below.
- Dial *901*0# and follow the next prompts,
- Provide your BVN or your details as prompted. (Using your BVN will save you the long process)
- Wait for an SMS with all the information about the account you created.
- Use the details to access your new account.
The benefit of Opening an Access Account Using USSD Codes
You can Open an account from any of your favorite places.
- No need to fill out a form.
- You don’t need a minimum opening balance.
How to Get a Loan From Access Bank Via Ussd Code
*901*11# is the code to apply for a loan in Access Bank.
As it stands, Access is one of the financial outfits that have come to terms with providing soft loans for her customers. The apex bank has created an office for this purpose, under the name PayDay.
With a very low-interest rate, PayDay offers both salary and non-salary earners the equal opportunity to access this loan without visiting the bank.
Alternatively, You can get a soft and instant loan by dialing *426*11# or through Internet Banking. Good thing, You don’t need documentation or collateral and you’ll get up to 36 months to pay back.
Access Bank USSD codes are a game-changer in the banking industry, and they have brought about convenience, speed, and security to customers. The ease of use and availability of the codes have made them a popular choice among customers.
With the introduction of these codes, customers no longer have to visit a bank branch or an ATM to access banking services.
It is recommended that customers take advantage of Access Bank USSD codes and register for the service today. It’s simple, fast, and secure.
Moreso, it is important to note that while using USSD codes is convenient, it is essential to take adequate measures to protect oneself from fraudsters and scammers.
Customers should never share their USSD code PIN or any other personal banking information with anyone, and they should always ensure that they are dialing the correct USSD codes before entering their PIN.
Lastly, Access Bank USSD codes are a reliable and efficient way to access banking services. Register for the service today and enjoy the convenience and speed that come with it.
Obinna Kenneth is a Tech enthusiast who is keen to keep tech lovers informed on various apps, gadgets, and systems. He also writes about other niches professionally, including gaming and the like.